Assistance with bank financing and BPI financing

Trouver un prêt pour une jeune entreprise peut être plus difficile que financer une société disposant déjà de plusieurs années d’activité. L’entreprise possède encore peu d’historique financier et doit convaincre les financeurs à partir de son projet, de ses premiers résultats et de ses perspectives.

Les entreprises Deeptech ont des besoins de financement spécifiques. Issues de ruptures scientifiques ou technologiques, elles doivent souvent financer plusieurs années de recherche et développement avant de disposer d’une solution commercialisable, puis engager de nouveaux investissements pour valider, industrialiser et déployer leur innovation.

The Digital Europe program is one of the European Union's main financial instruments for accelerating the deployment of strategic digital technologies.

The EIC Accelerator is a European program designed for startups and small and medium-sized enterprises (SMEs) that are developing disruptive innovations with high market potential.

A deep tech startup is not funded in the same way as a traditional digital company. Based on a scientific or technological breakthrough, it generally must overcome significant technical hurdles before bringing its product to market.

Between the conception of an innovation and its launch on the market, an SME often incurs significant expenses before generating revenue. Research, prototyping, testing, and industrialization tie up cash flow, while the risk remains high.

Are you developing innovative solutions for women's health? The Île-de-France region and BPI France support local companies in securing funding for their solutions.

In an ecosystem where the race for private funding commands all the attention, the role of traditional banks is too often relegated to the background. Yet, in the face of tightening market conditions and rising default rates among startups (+7% for companies less than 3 years old), bank debt financing is emerging as an indispensable strategic tool for securing companies’ growth trajectories.

Horizon Europe is a €93.5 billion program designed to transform research into a driver of European competitiveness. Structure, pillars, funding mechanisms, and mid-term results: everything you need to know about the EU’s largest innovation program and what it means in practical terms for French stakeholders.